Federal help consolidating student loans best response to get reply to online dating

03 May

Whether you’re looking to refinance federal student loans, pay off loans sooner, or get a lower monthly payment (maybe all three), we offer a range of rates and terms.

handles all billing regarding your student loan, so you’ll need to make payments directly to your servicer.

Consolidating federal student loans may be a good strategy to lower monthly payments or to get out of default, but it is not always a good idea.

As you weigh the pros and cons, keep in mind that timing is critical.

You will lose your rights under the federal loan programs once you choose to consolidate with a private lender.

Direct consolidation loans are now the only type of federal student consolidation loan.

So Fi is one of few lenders that handles federal and private student loan consolidation.

Plus, as a member, you’ll have access to a whole lot of perks: career strategy services, customer support seven days a week, invites to So Fi events, and more.

Remember, you never have to pay for help with your student loans. Check out our blog to learn more about avoiding paying for help with your student loans..Lenders and guaranty agencies are not involved in the process.FFELs are guaranteed loans made by private lenders.The National Council of Higher Education Resources (NCHER) also has a fact sheet with a list of guaranty agencies. The maximum interest rates, and many of the important terms of federal loans are set by Congress, and are similar in both the FFEL and Direct Loan programs.The federal student loan programs are highly regulated by Congress and the U. There are, however, a few important differences in available repayment plans for FFEL and Direct borrowers.